Terms and Conditions for Meridian Spire Wealth

Welcome to Meridian Spire Wealth. These Terms and Conditions govern your access to and use of our online platform and services, including comprehensive pension planning, retirement income strategies, defined benefit scheme transfers, private pension setup and management, ethical investment options for pensions, estate planning integration with pensions, and pension consolidation. By accessing or using our services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our online platform or services.

1. Acceptance of Terms

By engaging with Meridian Spire Wealth through our online platform or any other means, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy. These terms apply to all visitors, users, and others who access or use our services.

2. Services Provided

Meridian Spire Wealth provides a range of financial planning and wealth management services focused on pension solutions, which include but are not limited to:

All financial advice and recommendations are provided on a personalized basis following a thorough assessment of your individual financial circumstances, objectives, and risk tolerance. Nothing on our site should be construed as financial advice or a recommendation without such a personalized assessment.

3. User Obligations

As a user of our services, you agree to:

4. Intellectual Property

All content, trademarks, service marks, logos, and other intellectual property displayed on our online platform are the property of Meridian Spire Wealth or our licensors and are protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, distribute, or create derivative works from any content on this site without our express written permission.

5. Disclaimer of Warranties

Our online platform and services are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Meridian Spire Wealth does not warrant that our services will be uninterrupted, secure, or error-free.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Meridian Spire Wealth, its directors, employees, partners, agents, suppliers, or affiliates, shall not be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use our services; (ii) any conduct or content of any third party on our online platform; (iii) any content obtained from our online platform; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

7. Indemnification

You agree to defend, indemnify, and hold harmless Meridian Spire Wealth and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of our online platform and services, by you or any person using your account and password; or b) a breach of these Terms.

8. Links to Other Websites

Our online platform may contain links to third-party websites or services that are not owned or controlled by Meridian Spire Wealth. We have no control over and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Meridian Spire Wealth shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such websites or services.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of the United Kingdom, specifically England and Wales, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our services after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the service.

11. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

12. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Meridian Spire Wealth

2470 Blackfriars Road,

Floor 8,

London, Greater London,

SE1 9YU,

United Kingdom